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普京对送行人群微笑点头

银行员工挪用客户资金频发，“雇员忠诚险”为何理赔难？_蜘蛛资讯网

重磅会议将定调明年经济

忠诚，为何赔偿这么难？　　所谓雇员忠诚险，顾名思义，即雇主因雇员的不诚实行为而遭受经济损失时，保险人依约承担赔偿责任。具体约定在不同保险合同中大同小异。　　北京工商大学中国保险研究院院长、教授、博导王绪瑾对记者表示，雇员忠诚险既可属于保证保险，也可属于信用保险，由债务人投保，属于保证保险，由债权人投保则属于信用保险，但二者承保的风险都是债务人的信用风险。在对员工诚信要求较高的行业，尤其是银行等金融

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